The Indian Government’s PMAY initiative in Maharashtra is revolutionising urban development and accessibility to affordable housing. Targeting economically weaker sections, low, and middle-income groups, PMAY offers substantial subsidies and support to make homeownership attainable for all.
The scheme is intended to provide affordable housing to the citizens of Maharashtra. Under the flagship scheme, eligible beneficiaries can access financial aid and subsidies to convert their dream of having a home into a reality. PMAY Maharashtra provides housing solutions to economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in the state.
Pradhan Mantri Awas Yojana Maharashtra Objective:
Pradhan Mantri Awas Yojana Maharashtra has an objective to create a positive impact on urban development and slum rehabilitation in the state. The government-backed scheme offers candidates a comprehensive handbook that outlines the requirements for eligibility, the application process, and the different parts of the program.
Residents of Maharashtra can consider owning homes that not only fit into the state’s general goal of sustainable and inclusive urban development but also happen to be reasonably priced by taking advantage of PMAY Maharashtra’s perks. PMAY targets the following income categories: the Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle Income Groups (MIG I and II).
Besides, under the Credit Linked Subsidy Scheme (CLSS), PMAY beneficiaries can avail home loans at subsidized interest rates. The state launched PMAY Maharashtra in order to help the central government achieve PMAY’s objectives.
Things You Should Know About PM Awas Yojana, Maharashtra
Pradhan Mantri Awas Yojana Maharashtra
The Maharashtra Housing and Area Development Authority (MHADA) is responsible for the implementation of the PMAY initiative. It has identified locations across the state where affordable houses are being constructed under the scheme. The Pradhan Mantri Awas Yojana Maharashtra has significant benefits for the following locations: Mumbai, Thane, Navi Mumbai, Panvel, Ambarnath, Ulhasnagar, Badlapur, Dombivali, Mira Bhayandar, Kalyan, and Karjat.
Projects under Pradhan Mantri Awas Yojana in Maharashtra
Maharashtra has done a fantastic job of bringing the idea of Housing for All to life. Both, the Pradhan Mantri Awas Yojana-Urban and the Pradhan Mantri Awas Yojana- Gramin are in operation in the State. The Government of Maharashtra kickstarted the Maha Awas Abhiyan in the year 2021.
It was a 100-day campaign to accelerate the implementation of all Rural Housing programmes including PMAY-G. PMAY Maharashtra had a vision to develop 19.2 lakh affordable houses in 382 cities across the state by the year 2022. Later, the MHADA tied up with private landowners to build projects in urban areas of the state.
As of July 2019, nearly 850 housing projects comprising 9,85,591 units were sanctioned across Maharashtra, at an estimated cost of Rs. 87,265 crore.
Eligibility Criteria for Pradhan Mantri Awas Yojana (PMAY) Maharashtra
- To be eligible as a beneficiary under the EWS and LIG category, your annual household income should not be more than Rs 6 lakh.
- In order to be eligible for benefits under Middle Income Group I (MIG I), the applicant’s annual household income should be more than Rs. 6 lakh but should not exceed Rs. 12 lakh.
- To be eligible as a beneficiary of the Middle Income Group II (MIG II), the applicant’s annual household income should be above Rs. 12 lakh but should not exceed Rs. 18 lakh. In addition to the income-based PMAY eligibility criteria, some other terms that can help you become a beneficiary of the scheme include”
- The applicant should not own a Pukka house anywhere in the country.
- You or your family should not be a beneficiary of another government housing scheme.
Under PMAY, a household includes a husband, wife, and unmarried children. It means even if your parents own a house of their own, you can still qualify to be a beneficiary under PMAY if you are married and fulfill other eligibility criteria.
Key Features of Pradhan Mantri Awas Yojana Maharashtra:
- Substantial Subsidies: Up to Rs. 2.67 lakh interest subsidy on home loans, making housing more affordable than ever.
- Wide Reach: Major impact across urban and rural Maharashtra, with a focus on cities like Mumbai, Pune, and Nagpur.
- Inclusive Eligibility: Open to EWS, LIG, and MIG categories. Remember, if you have no prior home under a Pukka house scheme, you could be eligible.
How OneNDF Enhances the PMAY Experience?
As a leading digital loan marketplace, OneNDF streamlines the application process for PMAY benefits in Maharashtra. We ensure that you not only find the right home but also secure the best financing options quickly and efficiently.
Applying Through OneNDF:
- Assessment Simplified: Choose your category under “Citizen Assessment” and enter required details.
- Fast Processing: Submit your application online and expect a response within 48 hours.
- Competitive Loan Options: Access a curated list of banks offering competitive rates through OneNDF.
Why Partner with OneNDF for Your PMAY Loan?
- Speed: Accelerated loan approvals to help you move into your dream home sooner.
- Support: Our team guides you through every step, ensuring a smooth and transparent process.
- Savings: Maximize your benefits from PMAY subsidies coupled with competitive loan terms from trusted lenders.
How to apply for Pradhan Mantri Awas Yojana Maharashtra?
Once you fulfill the requirements, you can apply for PMAY by following the steps outlined below.
- Locate the category under which you become eligible to become a beneficiary under PMAY.
- Click on “Citizen Assessment” under the main menu and select your category
- You will be redirected to a different page where you will be asked to enter Aadhaar details.
- Fill out the online PMAY application with the required details including your income, bank account details, and current residential address.
- Type in the captcha code, check the accuracy of the information, and submit it. By selecting “Track your Assessment Status” under “Citizen Assessment,” you can later check the status of your application.
How to see your name in the new Pradhan Mantri Awas Yojana Rural List Maharashtra?
You can search your name in the list by any of the three options mentioned below –
- Search By registration number
- Search by name
- Search by aadhaar number
Pradhan Mantri Awas Yojana List Maharashtra:
Applicants can check the list of beneficiaries under Pradhan Mantri Awas Yojana List Maharashtra by visiting the official PMAY website from time to time.
To check your name on the beneficiary list, follow the below-listed steps:
- Go to the official website of Pradhan Mantri Awas Yojana.
- Under the ‘Search Beneficiary’ option, choose ‘Search by Name.’
- Enter your Aadhaar number and click ‘Show.’ Following this, the Pradhan Mantri Awas Yojana Maharashtra list will be displayed.
- To see if you are an eligible beneficiary, search for your name and other details.
- Once you qualify as a beneficiary of the scheme, look for loans that allow you to profit from subsidies and other PMAY benefits coupled with a hefty sanction on competitive terms.
- You can get up to Rs. 2.67 lakh subsidy on your loan along with additional benefits.
- Decide loan amount and loan tenure.
- For Home loan-related queries, you can reach out to OneNDF- a leading digital loan marketplace based out of Delhi.
- You will be asked to submit certain documents to check your eligibility for the loan.
- You can expect a response within 48 hours. You will be provided a list of banks offering the most competitive prices on your loan amount So, avail of funding options available here and become a proud homeowner in Maharashtra quickly.
PMAY List Maharashtra 2024
The complete list of districts in which the new Pradhan Mantri Awas Yojana Rural List Maharashtra 2024-2024 is available includes: Ahmednagar, Nagpur, Akola, Nanded, Amravati, Nandurbar, Aurangabad, Nashik, Beed, Osmanabad, Bhandara, Palghar, Buldhana, Parbhani, Chandrapur, Pune, Dhule, Raigad, Gadchiroli, Ratnagiri, Gondia, Sangli, Hingoli, Satara, Jalgaon, Sindhudurg, Jalna, Solapur, Kolhapur, Thane, Latur, Wardha, Mumbai City, Washim, Mumbai Suburban, Yavatmal.
Looking for Your Home in Maharashtra?
Visit OneNDF’s website today to start your journey toward affordable homeownership. Whether you’re in urban or rural Maharashtra, your new home awaits.
FAQs:
Q.1 What to do if your name has not appeared in the new rural housing list Maharashtra?
The benefit of the housing scheme is provided on the basis of Socio-Economic and Caste Census 2011. All the people named in this list are getting their benefits one by one. If your name is on the SECC list and you have not received its benefit yet, then you will have to wait.
Q.2 How to find your name in the Maharashtra Rural Housing List?
You can search for your name in the PM Housing List by submitting your name, Aadhaar number, registration number, BPL number, account number, and father/husband’s name.
